Terms of Service

Mindful Success Path™

Terms of Service & Refund Policy

Effective Date: July 1, 2026

Welcome to Mindful Success Path™. These Terms of Service & Refund Policy (“Terms”) govern your access to and use of our website, programs, coaching services, memberships, digital products, events, communities, and other offerings provided by Moneta Solutions, Inc., a Texas corporation (“Company,” “we,” “our,” or “us”).

These Terms apply to all visitors, customers, clients, members, and users of our website located at https://mindfulsuccesspath.com/ and any products or services offered under the Mindful Success Path brand.

By accessing our website, purchasing any product or service, enrolling in a coaching program, attending an event, or otherwise engaging with us, you acknowledge that you have read, understood, and agree to be bound by these Terms.

If you do not agree to these Terms, please do not use our website or purchase our products or services.

1. Eligibility

Our services are intended solely for individuals who are at least eighteen (18) years of age and legally capable of entering into binding contracts.

By using our website or purchasing any product or service, you represent and warrant that:

  • You are at least eighteen (18) years old.
  • You have the legal authority to enter into this agreement.
  • Any information you provide is accurate and complete.
  • You will keep your contact and payment information reasonably current.

2. Our Services

Mindful Success Path provides educational and personal development services that may include, but are not limited to:

  • Private coaching
  • Group coaching
  • Online courses
  • Digital downloads
  • Workshops
  • Live events
  • Retreats
  • Membership programs
  • Recorded trainings
  • Community access
  • Worksheets and exercises
  • Email support
  • Other educational products or services

Specific features, pricing, bonuses, availability, and program structures may change at any time.

Unless expressly stated otherwise in writing, all services are provided in English.

3. Coaching Relationship

Our coaching is designed to educate, encourage, challenge, and support clients in their personal growth and development.

However, coaching is not therapy, counseling, psychological treatment, medical care, legal advice, financial planning, or any other licensed professional service.

Neither Moneta Solutions, Inc. nor any coach, contractor, employee, or representative is acting as your:

  • physician
  • psychologist
  • psychiatrist
  • therapist
  • counselor
  • social worker
  • attorney
  • accountant
  • financial advisor
  • investment advisor
  • nutritionist
  • clergy member
  • licensed healthcare provider

Our programs are educational and informational in nature.

You remain solely responsible for every decision you make before, during, and after participating in our programs.

If you are experiencing a medical emergency, mental health crisis, suicidal thoughts, domestic violence, or any other emergency, immediately contact the appropriate emergency services or a qualified licensed professional.

4. Personal Responsibility

You acknowledge that meaningful personal growth requires consistent effort, honest self-reflection, and personal responsibility.

You understand that:

  • You choose whether or not to implement our recommendations.
  • Your results depend primarily upon your own effort and circumstances.
  • We cannot control your decisions or outcomes.
  • No statement made by us should be interpreted as a guarantee of success.

By participating in our programs, you accept full responsibility for your own physical, emotional, mental, spiritual, financial, professional, and relationship decisions.

5. No Guarantees

Every individual is different.

Accordingly, we make no representation or guarantee regarding:

  • relationship outcomes
  • dating success
  • marriage
  • emotional healing
  • confidence
  • self-esteem
  • income
  • business growth
  • career advancement
  • health improvements
  • happiness
  • personal transformation
  • any other specific outcome

Testimonials represent individual experiences only and should never be interpreted as typical or guaranteed results.

Past performance does not predict future results.

6. Program Enrollment

Enrollment is subject to acceptance by Company.

We reserve the right to refuse or cancel enrollment for any lawful reason, including where we reasonably determine that:

  • a program is not an appropriate fit;
  • participation would negatively impact other clients;
  • abusive or inappropriate conduct has occurred;
  • fraudulent payment activity is suspected;
  • participation would create legal, ethical, or safety concerns.

If enrollment is declined before services begin, any payment received will be refunded unless otherwise agreed.

7. Fees and Payment

Program pricing is disclosed at the time of purchase or in your signed Coaching Agreement.

By purchasing any product or service, you agree to pay all applicable fees.

If you select a payment plan:

  • each scheduled payment is due on its stated due date;
  • you authorize us to automatically charge your selected payment method;
  • your obligation to pay is not dependent upon attendance, participation, completion, satisfaction, or results.

Failure to make timely payments may result in suspension or termination of access until your account becomes current.

You remain responsible for the entire contracted amount unless we expressly agree otherwise in writing.

8. Refund Policy

Unless expressly stated otherwise in writing at the time of purchase, all coaching programs, services, masterminds, memberships, retreats, consulting services, and digital products are sold on a final-sale basis.

Because we reserve coaching capacity, scheduling availability, intellectual property, and other resources specifically for each client, we do not offer refunds once a purchase has been completed.

This policy applies regardless of:

  • attendance;
  • participation;
  • scheduling conflicts;
  • relocation;
  • travel;
  • illness;
  • change of mind;
  • change in financial circumstances;
  • perceived lack of results;
  • early withdrawal from a program; or
  • failure to complete assignments or coaching sessions.

If you elect a payment plan, you remain responsible for completing all scheduled payments even if you stop participating before the program concludes.

If we choose to make an exception to this policy in a particular case, that exception does not waive or modify this policy for any other client.

9. Chargebacks and Payment Disputes

By purchasing any product or service, you agree not to initiate a chargeback or payment dispute in contradiction of these Terms or any signed Coaching Agreement.

If you believe a billing error has occurred, you agree to contact us first at [email protected] so we may attempt to resolve the matter promptly and professionally.

If a chargeback or payment dispute is initiated contrary to these Terms, we reserve the right to:

  • immediately suspend access to all programs and services;
  • terminate your participation;
  • provide documentation supporting the transaction to the payment processor or financial institution;
  • recover chargeback fees, collection costs, reasonable attorneys’ fees where permitted by law, and other amounts recoverable under applicable law; and
  • pursue any additional contractual or legal remedies available.

10. Scheduling and Attendance

Private coaching sessions are scheduled by mutual agreement.

Unless otherwise stated in your Coaching Agreement:

  • at least twenty-four (24) hours’ notice is required to reschedule a session;
  • sessions missed without sufficient notice may be considered forfeited;
  • unused sessions generally expire at the conclusion of the applicable coaching program unless otherwise agreed in writing.

We understand that emergencies occur. We reserve the right, in our sole discretion, to make reasonable exceptions where appropriate.

Likewise, we may occasionally need to reschedule sessions due to illness, emergencies, travel, technology issues, or other circumstances beyond our reasonable control. We will make commercially reasonable efforts to provide an alternative appointment.

11. Client Conduct

To maintain a safe, respectful, and productive learning environment, you agree to interact with our team and other participants in a professional and respectful manner.

You agree not to:

  • harass, threaten, intimidate, or abuse others;
  • engage in discrimination or hateful conduct;
  • disrupt coaching sessions or community spaces;
  • impersonate another person;
  • violate applicable laws;
  • interfere with our systems or website security; or
  • use our services for unlawful purposes.

We reserve the right to suspend or terminate access, without refund, for behavior that materially interferes with our programs or creates an unsafe or disruptive environment.

12. Additional Terms

Your purchase or participation may also be governed by:

  • a signed Coaching Agreement;
  • an event registration agreement;
  • a membership agreement;
  • promotional terms for a specific offer; or
  • other written agreements between you and Company.

If those documents conflict with these Terms, the specific written agreement governing that particular program will control only as to that program. In all other respects, these Terms remain in full force and effect.

The most current version of these Terms is always available at:
https://mindfulsuccesspath.com/terms-of-service/

13. Intellectual Property

All content, materials, and features available through Mindful Success Path™ are the exclusive property of Moneta Solutions, Inc. or its licensors.

  • Ownership: All course materials, coaching frameworks, worksheets, PDFs, videos, audio recordings, templates, AI prompts, branding, logos, graphics, and methodologies are protected by copyright, trademark, and other intellectual property laws.
  • Limited License: When you purchase a program or service, we grant you a limited, revocable, non-exclusive, non-transferable license to access and use the materials for your personal, non-commercial use only.
  • Strict Prohibitions: You expressly agree that you will not:
    • Share your account login credentials with any third party.
    • Record, screenshot, or rip any coaching calls, videos, or audio files without our express, written permission.
    • Upload, input, or feed any of our proprietary materials, templates, or content into public AI training datasets, large language models, or public repositories.
    • Resell, republish, sublicense, distribute, or publicly display any of our content.
    • Create derivative courses, coaching programs, or educational products based substantially on Mindful Success Path content or methodologies.

We reserve the right to immediately terminate your access to all programs, services, and communities without a refund if we discover or reasonably suspect a violation of our intellectual property rights.

14. Confidentiality

We value your privacy and want to cultivate an environment of trust, safety, and mutual respect. However, please be aware of the following parameters regarding confidentiality:

  • Our Obligations: We will use commercially reasonable efforts to safeguard your personal and business information. We use your data strictly to deliver and improve our services, comply with legal requirements, and communicate with you regarding your purchases.
  • Your Obligations: If you participate in group coaching, workshops, retreats, or community forums, you agree to protect the privacy of other members. You must not share, repeat, or expose private stories, personal details, or sensitive information learned inside our group spaces. Publishing screenshots, quotes, or recordings of other participants without their explicit, written consent is strictly prohibited.
  • No Professional Privilege: You understand and agree that our communication does not constitute a legally privileged relationship. Coaching communications are not protected by therapist-client privilege, doctor-patient privilege, or attorney-client privilege.

15. AI-Assisted Services

Mindful Success Path utilizes artificial intelligence (AI) tools to enhance efficiency and deliver a superior client experience. By using our services, you acknowledge and agree to the following:

  • Administrative and Support Use: We may use AI tools for administrative, organizational, and educational purposes. This includes, but is not limited to, organizing notes, drafting email responses, summarizing coaching sessions, brainstorming concepts, and helping to generate educational materials.
  • Human Responsibility: While AI may assist with backend workflows and content organization, human coaches remain fully responsible for all actual coaching guidance, strategic decisions, and programmatic leadership.
  • Data Safeguards: We employ commercially reasonable safeguards to ensure that any client information processed through authorized AI tools is handled securely and in alignment with our privacy standards.
  • No Professional Advice: Under no circumstances should any AI-generated summaries, communications, or automated tools provided by us be interpreted as licensed medical, legal, mental health, or financial advice.

16. Testimonials & Media

We love celebrating our clients’ wins, but we respect your boundaries.

  • Marketing Materials: Any testimonials, reviews, or success stories you voluntarily submit to us via email, text, or community platforms may be used in our marketing and promotional efforts.
  • Identifiable Info: We will always obtain your written permission before using your full name, clear photograph, or highly specific, identifiable details in a public success story.
  • Group Recording Replays: Group coaching calls, workshops, and virtual events may be recorded. By participating, you agree that the Company may provide replay access to other participants within that specific program.
  • Camera Privacy: If you prefer not to appear in a recording, you are welcome to turn your camera off and participate via audio or chat, where practical.

17. Assumption of Risk

Participating in personal development and coaching programs requires a willingness to look closely at your life, habits, and mindsets.

By engaging with our services, you acknowledge that deep personal growth can sometimes bring up emotional discomfort, challenging realizations, or shifts in your daily routines. You voluntarily choose to participate and explicitly assume all risks associated with your:

  • personal and emotional growth
  • emotional or psychological discomfort
  • relationship, dating, and marriage decisions
  • career, business, and financial decisions
  • direct implementation of any coaching recommendations

You clarify that while our coaching may challenge your existing beliefs or behaviors to help you grow, your participation remains entirely voluntary at every stage.

18. Medical, Mental Health, Legal & Financial Disclaimer

Please read this section carefully. It outlines what we do and do not provide.

A. Medical Disclaimer

Our services do not constitute medical care, medical advice, medical diagnosis, or medical treatment. No content or communication from Mindful Success Path should be used as a substitute for professional medical advice from a doctor or licensed healthcare provider.

B. Mental Health Disclaimer

Coaching is not therapy, professional counseling, psychotherapy, psychiatric evaluation, or crisis intervention. If you are experiencing psychological distress, trauma, or severe mental health challenges, it is your responsibility to seek care from a licensed mental health professional.

C. Legal Disclaimer

Moneta Solutions, Inc. does not provide legal advice. Any discussion of agreements, rights, or structural issues is strictly for personal development and informational purposes. Consult an attorney for legal matters.

D. Financial Disclaimer

We do not act as financial planners, tax professionals, accountants, or investment advisors. Any references to career growth, income, or business optimization are educational examples. You should consult a licensed financial professional or CPA before making significant financial moves.

19. Technology Disclaimer

While we strive to provide seamless digital access, we live in a digital world with unpredictable technical hiccups. Moneta Solutions, Inc. is not liable or responsible for interruptions, delays, or service failures caused by:

  • Zoom or video conferencing outages
  • Email delivery or spam filter failures
  • Local or global internet outages
  • Third-party software or platform bugs
  • Merchant account or payment processor downtime
  • Scheduled website or platform maintenance
  • Cyber attacks, malware, or data breaches outside our reasonable control

We will always make commercially reasonable efforts to restore access or provide alternative solutions as quickly as possible.

20. Third-Party Services

From time to time, we may recommend, link to, or mention third-party books, software platforms, professional vendors, independent contractors, or affiliate products.

  • Separate Transactions: Any purchase or engagement you make with a third party is strictly a bilateral agreement between you and that specific provider.
  • No Liability: We are not responsible for the quality, accuracy, availability, or safety of third-party products, services, or websites, even if we received an affiliate commission or referral fee for the recommendation.

21. Privacy

Your privacy matters to us. We do not duplicate our entire data policy here; instead, our practices are governed by our standalone Privacy Policy, which is incorporated into these Terms by reference.

  • Data Collection: We collect specific categories of information (such as your name, billing address, and email) to securely process your payments, deliver your digital products, and communicate updates.
  • Cookies and Analytics: Our website uses cookies, tracking pixels, and analytics tools to optimize your user experience, study site traffic, and track the effectiveness of our programs.

22. Limitation of Liability

To the maximum extent permitted by applicable law, Moneta Solutions, Inc., its directors, officers, employees, coaches, and affiliates shall not be liable for any indirect, incidental, special, consequential, or punitive damages.

This includes, without limitation, any liability for:

  • emotional distress or mental anguish
  • loss of profits, income, or revenue
  • business interruption
  • loss of opportunities or data
  • personal, relationship, or professional outcomes
  • technology failures or disruptions

In no event shall our total, aggregate liability to you for all claims arising out of or relating to these Terms or your use of our services exceed the total amount actually paid by you to Moneta Solutions, Inc. for the specific program or product giving rise to the claim.

23. Indemnification

You agree to defend, indemnify, and hold harmless Moneta Solutions, Inc., its officers, directors, employees, and agents from and against any and all claims, liabilities, damages, losses, costs, or expenses (including reasonable attorneys’ fees) arising out of or in any way connected to:

  • Your breach or violation of these Terms.
  • Your unlawful, negligent, or malicious conduct.
  • Your misuse of our website, services, or program materials.
  • Your infringement upon our proprietary Intellectual Property.
  • Your violation of any third-party rights, including privacy or intellectual property rights.

24. Suspension & Termination

We value the integrity of our community and reserve the right to suspend or terminate your access to any and all programs, memberships, or communication channels immediately, without a refund, if you engage in:

  • Abusive, harassing, threatening, or discriminatory behavior toward our team or other clients.
  • Payment default or unauthorized chargeback actions.
  • Illegal activity or violations of applicable local, state, or federal laws.
  • Material infringement of our Intellectual Property rights.
  • Disruption of group spaces, community boards, or live calls.

Termination of your access by the Company does not eliminate, waive, or reduce your obligation to pay any outstanding balances or scheduled payment plan installments.

25. Dispute Resolution

We always aim to resolve issues amicably. If a conflict arises between you and Moneta Solutions, Inc., you agree to follow this sequence of dispute resolution:

  • Good-Faith Negotiation: You agree to contact us via email and engage in an informal, good-faith negotiation period of at least thirty (30) days to settle the matter privately.
  • Small Claims Carve-Out: If the dispute falls within the monetary limits of small claims court, either party may bring an individual action in a qualified small claims court.
  • Binding Arbitration: For all other disputes that cannot be resolved through negotiation, you agree to submit the matter to individual, binding arbitration administered by a recognized arbitration association (such as the American Arbitration Association) in accordance with its commercial rules.
  • No Class Actions: You agree that all disputes must be resolved on an individual basis. You waive the right to initiate, join, or participate in a class action lawsuit or class-wide arbitration.
  • Governing Law & Venue: These Terms shall be governed by and construed in accordance with the laws of the State of Texas, without regard to conflict of law principles. Any legal actions or arbitration proceedings must be filed and conducted exclusively in Texas.
  • Attorneys’ Fees: To the extent permitted by law, the prevailing party in any formal dispute shall be entitled to recover reasonable attorneys’ fees and collection costs.
  • Confidentiality: All arbitration proceedings, filings, and decisions shall remain strictly confidential, except as required by law or to enforce an arbitration award.

26. Force Majeure

Moneta Solutions, Inc. shall not be held liable or responsible for any delay, failure, or cancellation of services resulting from events beyond our reasonable control. This includes, but is not limited to:

  • Natural disasters (earthquakes, floods, severe weather)
  • Acts of war, terrorism, or civil unrest
  • Public health emergencies, pandemics, or government-mandated lockdowns
  • Regional internet infrastructure or telecommunications failures
  • Government actions, regulations, or embargoes
  • Utility failures or prolonged power grid outages
  • Widespread, systemic cyber incidents or ransomware attacks

In such cases, we will make reasonable adjustments to resume services as soon as circumstances allow.

27. Changes to Terms

We reserve the right to update, modify, or replace these Terms at any time to reflect changing business practices, technology updates, or legal compliance needs.

  • Posting of Updates: Any modifications will become effective immediately upon being posted publicly to our website at: https://mindfulsuccesspath.com/terms-of-service/
  • Prior Agreements: If you have an actively executing, signed individual Coaching Agreement, that document will continue to govern your specific purchased program unless the updates are legally required or you expressly consent to the new terms.

Your continued use of our website or services after an update is posted constitutes your acceptance of the updated Terms.

28. Entire Agreement

These Terms, together with any signed individual Coaching Agreement, our Privacy Policy, and any written program-specific or payment agreements provided by us, constitute the entire and complete agreement between you and Moneta Solutions, Inc. regarding Mindful Success Path™. This document supersedes all prior or contemporaneous oral, written, or digital representations, marketing promises, or understandings.

29. Severability

If any provision of these Terms is found by a court or arbitrator of competent jurisdiction to be invalid, illegal, or unenforceable, that specific provision shall be limited or eliminated to the minimum extent necessary. The remaining provisions of these Terms shall remain in full force, validity, and effect.

30. Electronic Signatures

You agree that your binding acceptance of these Terms may be executed digitally. Any of the following actions shall constitute your explicit electronic signature and full legal acceptance of this agreement:

  • Checking an “I Agree” or “I Accept” box during online checkout.
  • Electronically signing via an authorized platform (e.g., DocuSign, HelloSign).
  • Submitting a payment or authorization for a payment plan.
  • Enrolling in, registering for, or logging into any of our programs, memberships, or courses.

31. Contact Information

If you have any questions, clarifications, or concerns regarding these Terms, please reach out to us at:

Moneta Solutions, Inc. Mindful Success Path™
Support Email: [email protected]
Terms of Service URL: https://mindfulsuccesspath.com/terms-of-service/